How much' people would pay for the insurance company each year is generally based on_________

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【线索词】How much；pay for 【定位处】The Cost…Probability下第三段倒数三句
【解析】probabaity0本题仍涉及保险的费用问题，从而将题目出处定位到The Cost of Insurance Is Based on Probability部分。该部分第三段倒数三句话举例说明了发生损失的可能性决定了保险公司的赔偿数额，继而决定了持保人所需交纳的费用。末句是对前面的归纳总结；其中的insurance premiums即对应题干中的主语，故本空应填probability.
【设题处】细节处设题

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