The federal government operates insurance such as whose premiums most people could not afford to pay________

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【线索词】The federal government 【定位处】Some…Government下第二、三段
【解析】flood and crime。本题涉及到联邦政府提供的保险项目，从而将题目出处定位到Some Kinds of Insurance Are Provided by the Government部分。该部分第二段第二句提到，要想赔付洪水所带来的损失，保险公司就必须收取超出人们支付能力的保险费，因此洪水保险由联邦政府进行操作；第三段介绍的犯罪保险也与此性质相同，故本空应填flood and crime。
【设题处】列举处设题

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