You are to write in three parts.
In the first part, state specifically what your opinion is.
In the second part, support your opinion with appropriate details.
In the last part, bring what you have written to a natural conclusion or a summary.
You should supply an appropriate title for your composition.
Marks will be awarded for content organization, grammar and appropriateness. Failure to follow the instructions may result in a loss of marks.

答案解析

Saving Money is a Good Habit
写作指南
这是一个典型的立场观点选择题型。要求考生从中确立一个自己的观点。然后进行论证。与下列真题作文类似：
2004 Will Phones Kill Letter Writing?
1999 A Major Advantage，Disadvantage of Advertising on Television
1994 TV：a Good Thing or a Bad Thing
本作文题要求考生就节约用钱还是明天的钱今天花这两个观点发表自己的看法。根据题目要求，文章结构如下：
第一部分，具体地提出自己的观点。
第二部分，用合适的细节支持自己的观点。
第三部分．就以上观点进行总结。