What's the purpose of the author in writing this passage?

A．To introduce some recent changes in lending market.

B．To analyze the risks of investing with P2P platforms.

C．To call for banks' attention to the development of P2P.

D．To forecast the possible difficulties P2P lending may face.

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由题干可知本题考查写作意图，需从全文出发进行解答。
推理判断题。作者在第一段首先介绍了“人人贷”的概念和内容；第二至六段从不同的角度介绍了这种新的金融信贷方式的发展；最后一段指出它可能面临的一些困难和问题。总体看来，作者主要是从客观的角度对“人人贷”进行了介绍和分析，故A为正确答案。B“分析‘人人贷’平台投资的风险”只能概括文章的部分内容，不够全面，故可排除；C“呼吁银行注意‘人人贷’的发展”，作者只是提到目前银行还没有意识到应该对“人人贷”如何进行回应，但并没有任何呼吁性的文字，故可排除；D“预测‘人人贷’可能面临的困难”，作者只在最后一段简单提到“人人贷”可能面临的一些风险和困难，并没有进行详细分析，故可排除。

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